If you’re self-employed, you will be taxed on the profit after claiming business expenses. HMRC allows two approaches: detailed cost […]
Being self-employed in the UK means you manage your own finances — including paying tax and National Insurance. Unlike employees, […]
The other most important question is, “if I do not tell HMRC about these hustles, will anyone tell them?”. On […]
Financial knowledge/literacy simply means understanding how money works in everyday life. You don’t need to be an expert, but having […]
Have you ever felt that there are no pension options when you are no longer full-time employed? Although workplace pensions […]
Budgeting is one of the most important skills for managing money, and the good news is — it doesn’t need […]
On 7 August 2025, the Bank of England reduced the base interest rate to 4.00% from 4.25%. The aim is […]
To calculate the business expense for a director’s use of a personal vehicle for business journeys in the UK (tax […]


